Add memory-dream skill + additive cross-machine memory sync

memory-dream: read-only memory lint/consolidation analyzer (index, backlinks,
stale refs, dup clusters, profile drift); additive-only --apply-safe, all
merges/deletes are proposals. sync-memory.sh: additive repo<->harness-profile
union (no delete/overwrite, conflicts surfaced), wired to a SessionStart hook.
Migrates the useful profile-only memories into the synced repo store.

Co-Authored-By: Claude Opus 4.8 (1M context) <noreply@anthropic.com>

.claude/memory/feedback_syncro_live_rates.md

@@ -0,0 +1,18 @@
+---
+name: feedback-syncro-live-rates
+description: Always fetch Syncro labor rates live from the API — never use hardcoded rate table
+metadata: 
+  node_type: memory
+  type: feedback
+  originSessionId: d91f202e-ddd5-46d7-b674-f848eb78aa8e
+---
+
+Always fetch `price_retail` live from `GET /products/<id>` → `.product.price_retail` before billing any Syncro line item. Never use the rate table in the skill as a source of truth for dollar amounts.
+
+**Why:** The hardcoded rate table was proven wrong on 2026-05-20 (ticket #32304, Cascades) when Labor - Remote Business was listed at $150/hr but the correct rate was $175/hr. Rates vary by contract and change over time.
+
+**How to apply:** In any billing workflow, fetch the rate immediately after selecting the product_id:
+```bash
+RATE=$(curl -s "${BASE}/products/${PRODUCT_ID}?api_key=${API_KEY}" | jq -r '.product.price_retail')
+```
+Use this `$RATE` value for the Ollama draft prompt, the preview shown to the user, and the `price_retail` field in all payloads. The product ID table in the skill is still valid — just not the rate column.